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Valley Bank
Online Banking Access

Business Loans

When you want to build your business without breaking the bank, we’ve got a loan for that.

Whether you’re looking to expand, purchase equipment, increase inventory, hire more employees, or consolidate debt, a business loan is the way many business owners get growing.




Valley Bank offers a revolving line of credit for business working capital and operating expenses. Simply write a check from your business checking account and you'll automatically have the funds you need. For more detailed information on rates, terms and options, please contact a member of our business banking team. 
Valley Bank offers term loans with a variety of collateral and term options for businesses or individuals with a demonstrated cash flow. For more detailed information on rates, terms and options, please contact a member of our business banking team.
Valley Bank offers real estate loans for the purchasing or refinancing of eligible property types for owner-occupied properties including unimproved property and professional real estate investors. We feature local lenders and approvals, fast decision-making and competitive rates. For more detailed information on rates, terms and options, please contact a member of our business banking team. 

Valley Bank offers construction loans to provide the flexibility you need for the construction phase of your building project. Construction and permanent financing can often be obtained with a single approval and closing. We feature:

  • Local lenders and approvals
  • Competitive rates
  • Fast decision-making on draws and loan closings
  • Land development and lot financing
  • Spec and pre-sold home loan options for builders
  • A variety of options for builders and their customers

For more detailed information on rates, terms and options, please contact a member of our business banking team. 

Valley Bank is a preferred SBA Lender

Small Business Administration Loans are extended by the bank with the guarantee of the federal government. This type of loan enables your business to obtain financing when conventional financing might not be attainable. Valley Bank, a preferred SBA Lender, may be able to approve and process your SBA loan in house.

Visit SBA.gov for more information about the Small Business Administration.

To speak with a Valley Bank SBA lending expert, please contact a member of our business banking team.






*Proudly serving the communities of Helena, East Helena, Montana City, Clancy, Wolf Creek, Boulder, Marysville, Butte. and Anaconda areas.